Are you looking for the best place to get car financing for a new Mazda vehicle? Your Mazda dealer is the best place to go. Dealership financing is beneficial for people with busy schedules, low credit scores, and picky natures. Let’s examine in more detail the benefits of financing through your Mazda dealer in Shiloh, IL.
3 Benefits of Getting Car Financing through Your Mazda Dealer
1. Online Application and One-Stop-Shopping
Do you have an extremely busy schedule? Dealership financing can help. Not every bank and credit union allows you to apply for a loan online, but the vast majority of dealerships, including ours, do. Once your credit pre-approval comes in, you can come down to the dealership and get everything done all in one place, fast and easy.
Once you’re here, you can get an appraisal for your old vehicle, sell it to us, and pick out a new or used Mazda from our lot. You can use the value of your trade-in to lower the asking price of your new vehicle, and then you can fill out the paperwork to make that car yours. Once you’re done, you can drive straight home behind the wheel of your brand-new ride. The entire process requires a single trip.
2. No Limits on Picking Your New Car
Are you picky about what you want? If so, going to a dealer first is a very good idea. People who are very specific about what features and options they like in a car, or people who have their heart set on a particular model, should find a dealer that has the car model they desire in stock. From there, you should apply for financing through that dealer.
This is because there’s no guarantee you’ll get a car that meets your wants and needs when you apply for financing through a traditional financial institution. Banks and credit unions often have networks of dealers they require their customers to pick their new car from. You can never guarantee that one of these dealers will have a car that you’re 100% happy with. As a new car is such a huge investment, it’s important to be completely satisfied.
3. Loan Approval for Low Credit Scores
Is your credit score a little less than perfect? Imperfect credit is common but may make it difficult to qualify for a loan through traditional financial institutions, but you’ll most likely get approved when you apply through a dealer instead. Dealerships don’t have the same strict financial requirements as traditional financial institutions when it comes to applying for a car loan. If you can’t get a loan anywhere else, then a dealer may still approve your application.
Come to Auffenberg Mazda of O’Fallon in Shiloh, IL to apply for financing today. You can also complete your pre-approval online through our website.
